Terms and Conditions

1. Nature of Services

Sunil Risk Advisory provides independent cyber risk advisory services designed to help business owners and leaders understand cyber risk at a strategic level.

Services provided, including the Cyber Risk Snapshot, are:

• Advisory and informational in nature
• Non-technical
• Focused on risk awareness, prioritisation, and decision-making

No systems are accessed, tested, monitored, or configured as part of the service.

2. What We Do Not Provide

Sunil Risk Advisory does not:

• Provide IT support or managed services
• Perform penetration testing or vulnerability scanning
• Implement security controls or configurations
• Sell software, tools, or ongoing monitoring services

Any recommendations provided are guidance only. Responsibility for decisions and actions taken remains with the client.

3. Professional Limitations

The advice provided does not constitute:

• Legal advice
• Regulatory or compliance certification
• Insurance advice
• Technical security guarantees

Clients should seek appropriate specialist advice where required.

4. Payment

All fees are clearly stated at the time of purchase.

For the Cyber Risk Snapshot (£250):

• Payment is required in full before the service is delivered
• Preparation begins once payment is received
• Advisory calls are typically scheduled within 5 business days of questionnaire completion, subject to availability

5. Refunds and Cancellations

Due to the advisory and time-based nature of the service, all purchases are final once payment has been completed.

Rescheduling of advisory calls may be accommodated with reasonable notice, subject to availability.

If Sunil Risk Advisory is unable to deliver the service for any reason, a full refund will be provided.

6. Confidentiality

Sunil Risk Advisory treats all client information as confidential.

Information shared during the engagement is:

• Used solely for delivering the advisory service
• Not shared with third parties without consent

Clients are responsible for ensuring they do not disclose information they are not authorised to share.

7. Limitation of Liability

While reasonable care is taken to provide accurate and relevant guidance:

• Sunil Risk Advisory makes no guarantees regarding outcomes
• Sunil Risk Advisory is not liable for losses, damages, or incidents arising from reliance on advisory guidance

Total liability under these terms shall not exceed the fee paid for the service.

Clients remain responsible for their own risk management decisions and implementation.

8. Intellectual Property

All written summaries, reports, and materials produced by Sunil Risk Advisory remain our intellectual property.

Clients are granted a non-exclusive, non-transferable licence to use deliverables internally for their own business purposes. Clients may share deliverables with their own advisers, IT providers, or insurers as needed.

Deliverables may not be resold, published, or distributed commercially without written consent.

9. Disputes

In the event of a dispute, both parties agree to attempt resolution through good-faith correspondence before pursuing formal action.

10. Governing Law

These terms are governed by and interpreted in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.